Aura, Perfect Place for Happiness and Composure

Buying a property involves a substantial stake of our saving which we have earned through incalculable hard work throughout our life. So, it’s important to make sure that when we purchase it, everything goes well in the process and we get the optimum out of the investment we will be making. And, to make the most, the key aspect we need to keep an eye on is a trustworthy builder.

When we talk about a trustworthy builder, Habitat Ventures is the name that is enough to satisfy our quest for curious questions running across our minds.

Habitat Ventures is among Southern India’s most experienced developers and strives to establish ever-lasting partnerships with its valued clientele. Building homes, office buildings, townhouses, residential, and mixed-use spaces is a dynamic portfolio of Habitat Designers. Habitat Ventures has expertise in the diverse fields of conceptualization, procurement, interior and architecture design, land marketing, and construction management. Habitat Eden Heights in Hoodi, East Bangalore, Habitat Aster on Whitefield Lane, Habitat Iluminar in Mailasandra, West Bangalore, among others, are some of the Habitat Builder residential ventures. Habitat Builders have given form to HV Cypress and HVP Aster in commercial areas, while Business Whitefield is all set to be introduced. Habitat focused on prompt completion of high-quality building programs and outstanding monitoring and support of client partnerships. With high corporate governance, it has one of the strongest implementation track records in the residential real estate sector and good financial power. They were recognized by Silicon India at the Worldwide Achievers Real Estate Awards 2014 as the Best Residential Architecture in Karnataka.

Now that we know about the developer in all aspects and in a detailed manner and found it promising, let us have an overview of the project offered by it.

Habitat Aura is the perfect expression of a trendy urban lifestyle situated in Arekere, Bengaluru. The project has exclusively designed residential apartments in its lap, each of which is an epitome of beauty and simplicity. Habitat Aura is a residential community with the finest in the Habitat Projects luxury category. The project has comfortable apartments with luxury features. Beautiful scenery all over the ecosystem aura makes it more unique and more elite.

The project has excellent connectivity and is situated in the heart of Arekere, Bannerghatta Road. The size of the apartment starts at 1300 sq ft. Hulimavu is well linked by road to other parts of the city, which passes through the center of this suburb. Prominent shopping malls, film theaters, schools, and hospitals are situated in the vicinity of this residential project. The project also links public transport in the vicinity, offering strong access to the workplace, education, and health centers and promising the chance to experience a serene and beautiful environment within the project.

Amenities offered:

Seatings in the amphitheater,
Landscape areas,
Fruit orchards with diverse species,
Organic garden & Aroma garden,
Jogging tracks/walkways amidst the landscaped areas,
Reticulated LP gas,
Car parking,
Clubhouse,
Children’s play area,
Party lawn,
Cricket net practice pitches,
Multi-court basketball,
Tennis and badminton with seating gallery,
Outdoor exercise station,
Open-air theatre with seating,
Yoga deck and beach volleyball.

Besides the beautiful project, its amenities, and the reliable builder, Aura’s locations also add primacy to the project. Habitat Aura connects to big sites and the new Hulimavu metro station. The project has strong connectivity via MG Route.

The following sites are in proximity to the project.

Distance from MG Road – 11.3 km,
Railway station – 13.4 km,
Airport – 70 km,
Metro station – 6.8 km,
Distance from Ring Road – 23 km,
Also, it connects to various routes which make it easier to travel both within and outside the city.

Getting a home loan in Bangalore for such a grand property may seem somewhat difficult but this property is listed under the HomeCapital home down payment assistance program. Habitat has included a home down payment assistance in order to help people buy their dream home early in life rather than waiting to accumulate funds. How this works is that the buyer can avail up to half of the home down payment requirements for buying the property. This will be an interest-free credit to be repaid in 12 months. Without any hassle, you can buy your dream home and still have your savings for your future plans.

Whether you want to reside, give it on rent, or looking for a property to invest in. The project offered by Habitat Venture is not just available at an affordable price but also comparatively budget-friendly making “Aura” a worthy and non-negligible property to invest in for all the desired purposes. Now, Live a cozy and comfortable life with your Family at Aura.

New business ventures in sight for marketers with Physicians Email List!

Over recent years, AverickMedia has garnered a lot of acclaim for releasing some of the most high-profile email databases that have shaped an entirely new business fortune for B2B marketers. With the help of the Physicians Mailing Database, marketers can now source the best product at the best price from anywhere in the world. Here’s what they can look forward to in this email list:

A quick synopsis of this database

The launch of the Physicians Email List by AverickMedia has created plenty of exciting business opportunities for potential marketers. It contains refurbished data that have been cross-verified with all the authenticated sources that can be accessed. The contents of the Physicians Email List would be something like this:

Over 1.4+ million records
More than 1.1M direct emails
320+ specialties
And many more…

If marketers make up their minds to purchase the Physicians Mailing Database, they can be assured of getting in touch with the best physicians across the medical field of the United States. Everything from names, contact info, and profiles of the physicians has been personalized, segmented, and customized as per the region’s location.

The kind of rewards that marketers can reap by gaining access to this database

Marketers don’t have to worry about the expenses involved and whether it’s time-consuming.
Since the communication between marketers and clients is direct, there’s no chance of misunderstanding.
Marketers’ dream of generating substantial leads which will result in higher revenue gains can be fulfilled.
And many more…

Other email databases that marketers can access at AverickMedia

Internal Medicine
Cardiologist Emails
Surgeons Emails Contacts
Emergency Medicine
Pediatrician Emails
Psychiatrists Email List
Veterinarian Email List
OB/ Gyns Leads
Neurologist Emails
Chiropractor Email List
And many more….
About AverickMedia:

AverickMedia is a leading database service provider that seeks to provide accurate and authenticated industry-specific B2B data lists based on the requirement of the marketers. Gaining access to these data lists can benefit marketers since it is dually verified and authorized, making it reliable. AverickMedia ensures that marketers save time and budget.

Lodha Upper Thane – The greenest development of Thane

Thane is one of the most sought-after places close to Mumbai when it comes to buying a home. The infrastructure of this city is very well planned and because of it, this city attracts many people with the hope of buying the home of their dreams. The city has many ongoing and under-construction projects of all caliber catering to both commercial and residential needs. Due to its multitude of options that cater to all budget segments starting from ultra-modern all the way to pocket-friendly affordable projects, this region has become one of the best locations to buy a property.

Thane shares its boundaries with Mumbai Metropolitan Region and its suburbs and so it makes the most ideal location for living. Due to these reasons, Thane also becomes the preferred choice among real estate developers. The conditions are simply ideal. Among many developments in Thane, one such residential project that we are going to talk about is Lodha Upper Thane.

Lodha Upper Thane is a well-planned residential township located in the green setting near Mumbai Nasik Highway. This highway has been an attraction from an infrastructural point of view making it a great choice for all types of residential and commercial establishments. Thane is among the top cities in the state of Maharashtra that has undergone a rapid infrastructural expansion.

Lodha Upper Thane is an environmentally friendly residential project. The developers have given priority to energy efficiency by implementing renewable energy resources such as solar panels for heating water and rainwater harvesting. This residential project has its own 150-acre forest, community area, children’s play area which makes each phase independent in itself.

Upper Thane is a forest estate, designed to suit all your needs and built to encourage a healthy lifestyle. With over 80% open spaces, international standard air quality, a grand clubhouse, school, sports courts, temple, and many other facilities your physical, emotional, and spiritual health and well-being are taken care of. Residences in Upper Thane are large, spacious, and come with views of the garden or the tree-lined avenue. Select residences also come with their own private garden.

Designed to suit all your needs, especially in a post-pandemic world, it is a “Walk-to everything” development promoting a healthy lifestyle. Here, you will find The Nest – a 50,000 sq. ft grand clubhouse, CBSE school, cricket, and football ground, 5,800 sq. ft. gym, sports courts, and many other amenities that take care of your physical, mental, and spiritual health and wellbeing. Upper Thane comes with large homes and the finest finishes and views of the gardens or tree-lined avenues. The latest addition to this list is homes with their own private garden spaces. This project comes in different configurations. So for someone looking to buy, let’s say, a 2 bhk flat in Thane then this is the project for you.

Upper Thane is located minutes away from Majiwada, Thane, Off Mumbai-Nashik highway. This stretch is set to be the next growth corridor of Thane with multiple infrastructure developments coming up. With the widening of the Mumbai-Nashik highway, Upper Thane will be less than 15 minutes away from the hotspots of Thane. With the new road connecting Mankoli to Dombivali via Upper Thane and bridge over Ulhas river, the township will be a mere 5 minutes away from Dombivali and 15 minutes from Dombivali station. More projects like Mumbai Metro 5, Virar-Alibaug multimodal corridor further enhance the connectivity of the township.

So considering all things, we come to a conclusion that due to the rapid infrastructural development Thane has become an attractive destination for home buyers. Combine this with the legacy of Lodha Group and you get the perfect opportunity for buying your dream home.

Lodha Upper Thane is a well-planned residential township located in the green setting near Mumbai Nasik Highway. This highway has been an attraction from an infrastructural point of view making it a great choice for all types of residential and commercial establishments. Thane is among the top cities in the state of Maharashtra that has undergone a rapid infrastructural expansion.

Lodha Upper Thane is an environmentally friendly residential project. The developers have given priority to energy efficiency by implementing renewable energy resources such as solar panels for heating water and rainwater harvesting. This residential project has its own 150-acre forest, community area, children’s play area which makes each phase independent in itself.

Upper Thane is a forest estate, designed to suit all your needs and built to encourage a healthy lifestyle. With over 80% open spaces, international standard air quality, a grand clubhouse, school, sports courts, temple, and many other facilities your physical, emotional, and spiritual health and well-being are taken care of. Residences in Upper Thane are large, spacious, and come with views of the garden or the tree-lined avenue. Select residences also come with their own private garden.

Designed to suit all your needs, especially in a post-pandemic world, it is a “Walk-to everything” development promoting a healthy lifestyle. Here, you will find The Nest – a 50,000 sq. ft grand clubhouse, CBSE school, cricket, and football ground, 5,800 sq. ft. gym, sports courts, and many other amenities that take care of your physical, mental, and spiritual health and wellbeing. Upper Thane comes with large homes and the finest finishes and views of the gardens or tree-lined avenues. The latest addition to this list is homes with their own

Presenting a Short Sale to a Homeowner

Well the economy has changed and seventy-five percent of the homes are upside down (term of art which simply means that the mortgage is higher than the market value of the home) and our locators run into homes that we can not purchase unless the banks will take a loss. So how do you get a homeowner to agree to take a short sale on a home?

One of our locators has had the opportunity to perform two short sales during the month of July both were signed by the homeowners. This article will focus on the basics of a short sale from the locators view and the packaging of the short sale to the homeowner.

What is a short sale?

A short sale (sometimes known as a pre-sale by the banks) is a loss mitigation technique for the banks that allows them to move the property without having to foreclose upon the property. Yes the bank will lose some money and may need to get permission from the insurer on the loan to allow a short sale, but the bank is looking at it as less money lost than would be if they were forced to foreclose and then sell on the open market.

In our first example the homeowner had listed her property on the market for $299,000.00 and had lowered to $270,000 130 days later. The listing had expired by the time it came into the system.

We first placed it in our system on July 20, 2006. Administration thought that the house had equity. Last sale of the house was in 1992 for the sum of $128,000.00 dollars. The same owner continued to own the property. It was placed in a route first visit was on July 22, 2006 at 10:30 in the morning. Locator met the homeowner and scheduled a presentation for Monday July 24, 2006 at 10:00 a.m.. Based upon the note of the locator more research was completed on the property ( an index and rehab budget). It was the position of administration that the property had a value of $265,000 fixed and that if it could be purchased for 156-165,000 it would be a good deal. The locator visited the home on the 24th and wrote the following note:

Visited 7/24/06; 10:15AM. Presented HO with Fresh Start Program. Secured release; faxed to Admin. HO indicated that she will be 4 months arrears @ end of July. Monthly mortgage is $1700. Principal due is $209K before fees. HO indicated that the furnace is defective and will need replacement. Current system is steam by oil. Oil tank is in the basement and appears in good shape. Basement is unfinished, stone foundation with cement floor. Basement was wet; not flooded. Difficult to photo because there were no lights that worked. Water is probably due to the failing/rotted bulkhead door. There is no inner door leading out to the bulkhead. Clutter everywhere. HO indicates that the roof was redone 5 years ago. No leaks were observed except around the primary entrance. Some damage due to a problem with the gutter backing up. Entire yard is knee deep in grass. House is surrounded by overgrown shrubs. Interior is primarily open living. Windows – sill rot. One bathroom – needs rehab. Kitchen – cabs are in good shape; gas stove; no overhead range. Don’t recall seeing a dishwasher. Wood floor is in good shape on main floor. Basically, two bedrooms with an oversize utility room that could be made into a third. All carpeted and will need replacement. Ceilings and walls in good shape. Addition is a huge room that needs new floor as well as paint. Deck appears to be in good shape. Above ground pool – liner intact, cover is destroyed. Not sure about the pump and filter. HO did indicate that the septic needed replacement. fireplace on the main floor is used regularly. Not impressed with the wood stove in the “Great Room”. Roof line between the Main house and the addition has a visible seem. Poor construction. Property has potential as a good starter home I suspect. Certainly a stretch to call this a “3 bedroom”. No clean way to set up a 2nd bathroom or a laundry room without major rehab. Could be wrong.
Based upon the note we now knew that we needed to purchase this property for under what is owed. We needed to do a short sale. On July 27, 2006 the documents were placed up on the site for a short sale at a pourchase price of $155,000 plus 10,000 in a bill of sale for the fixtures in the house.
The locators presentation was scheduled for the following evening at the homeowners brothers house. The locator spent at a minimuim of one hour preparing for the meeting and took portions of the short sale memorandum, the index to complete a package for the homeowner to review while he discussed the pricing f the property.

From our conversations with the locator he started with the purchase price of the home in excellent condition being $265,000.00 dollars. Once the homeowner agreed that was the purchase price he went through the list of things that needed to be fixed. (deferred maintenance) Septic system and the cost of replacement. Heating system and the cost of replacement, paint of the interior and exterior. Windows etc. The homeowner agreed that the cost of the rehabilitation of the property should reduce the selling price to a minimum of $225,000.00 dollars. With that and a brokers fee the homeowner would walk out with little to no equity.

The locator then explained our short sale procedure and what it would net the homeowner if we were able to get the bank to agree to the process. Here the homeowner would receive $10,000.00 dollars for her dishwasher, washer and dryers and other personal property in the home. Consequently, the homeowner signed the deal because it was netting her more money than a regular straight sale.

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